[Resolved] Axis Financial Home loan Horrible knowledge of axis bank’s home loan

This can be Deepak out-of Bangalore . I limited me for quite some time out-of composing which mail to you. But, while i didn’t see any impulse and you will liability off Axis Bank, I will don’t wait.

This all been sometime inside the February this present year. We kepted a flat during the a flat in Bangalore and you will is because of the get in touch with out-of Mr. Amit Sharma (

) off Logical Investment (to possess AXIS Bank) because of the builder. Mr. Amit satisfied me personally and i informed me him my salary, expenditures or other bills facts, predicated on hence, the guy confirmed myself which i feel the qualifications out of 23 lacs. Because this amount was sufficient in my situation commit ahead, I continued that have a comprehending that qualification is examined. Amit said this 1 out-of his colleague will https://paydayloanalabama.com/meadowbrook/ come so you can do the documents and you will cheque to own handling payment for it house financing. Then, I happened to be approached by the Mr. Murugesh (), who appeared and you may accumulated my data and cheque out-of Rs. 5618 with the processing fee. I didn’t be afraid during the providing the cheque because the Mr. Amit got already affirmed me about my qualification. Mr. Murugesh got all of these and you can went back. The latest confirmation techniques started and i also waited for long time thought that things are happening really. In this a few days, I saw you to definitely my checking account try debited towards cheque which i provided to AXIS Financial for Rs. 5618. That it gave me more depend on one to things are going on well.

If i didn’t have the newest qualifications, I am not saying a fool to help you stick to the loan process and waste my Rs

This is a shock. There was no reason said regarding letter. We entitled AXIS Bank’s office and you can talked to help you Ms. Renu (

, landline . She mentioned that the newest letter try delivered by mistake and additionally they will still be doing the borrowed funds processes. Later on, she named me personally up and to my shock; she mentioned that my personal qualification is not indeed there into the mortgage. I became amazed. So it review originated from AXIS Financial regardless if Mr. Amit had already informed me that i had eligibility of 23 lacs, pursuing the target or any other confirmation processes was over, adopting the processing payment count was taken from my personal account and you can once looking forward to a long time. I argued that have Renu precisely how you will next Mr. Amit share with that we met with the eligibility. 5618. She again told me that she will run their particular movie director and return to me personally. She titled once again a few days however,, all of them to state that absolutely nothing could be over and you will my personal eligibility isnt here as well as the mortgage can not be sanctioned. I experienced annoyed and questioned their to return back my personal running fee number. She told you the insurance policy isnt here to go back the total amount. We understood regarding HDFC and ICICI Lender that when they will not approve the borrowed funds, the records as well as the matter is actually returned back once again to the consumer. However, here, neither performed I get back my data files right up until day, neither the total amount.

Once i watched you’ll find nothing producing abilities, I inquired Renu supply her manager’s number. She gave the number (sorry, I do not remember his name) while We named, he had been driving and mentioned that he would know me as back. I waited for a couple of weeks to have his call. You to definitely good go out, that Ms. Indu (I think this was title) entitled me personally and asserted that their particular director wished to discover as to the reasons I experienced called your a few days right back. I told me their unique entire facts however,, she read and you may told me exactly the same thing the newest handling commission can’t be returned. When i questioned their unique once again, she mentioned that she’ll talk to their own manager and you may call myself right back. So it never taken place. To follow right up, whenever i titled and you can correspond with their, she said their movie director is out of route and you may she does not discover when he could well be right back. Today, just after more than per week, I am however waiting around for the latest manager’s name.

Sir, because you see, this really is a terrible feel. I was informed you to a section features examined AXIS Financial as an informed bank. I’m not sure how. About, I would personally never declare that. You can find they own given not true information on this new qualification, amassed the brand new data, pulled this new processing payment then reverted back saying that eligibility is a concern. Right until date, they haven’t yet came back the latest data files or perhaps the count. Eligibility is the the very first thing you to definitely a buyers takes care before providing one control commission. However,, AXIS Bank features duped contained in this respect and has produced particular money using this. I don’t know just how many people would have educated it that have AXIS Lender. It turns out a company in their eyes. Really don’t thought he’s any company Ethics. Just how do they give untrue information towards the users and also make money?

Instantly, one-day I experienced a page at my street address stating one to AXIS Bank are unable to provide the mortgage in my opinion

Sir, I would personally and this request you to delight look into this dilemma urgently which help shield brand new customers’ rights. Your let certainly will make certain that AXIS Bank cannot repeat such as for example times down the line with almost every other customer.